In Ohio, all licensed drivers are required to have auto insurance. Unfortunately, there are too many people who drive without auto insurance. That is why it is so important to have uninsured motorist insurance on your own auto insurance policy.
If you are hit by an uninsured motorist, you can make a claim on your own uninsured motorist coverage. You should recover the same damages from your own insurance company that you would have if the other driver had insurance.
Then your own insurance company can if they so choose, go after the uninsured drive for the damages that they have paid to you.
I have over 30 years of experience as an uninsured motorist lawyer.
If you are involved in an uninsured motorist bodily injury, please contact me and I can guide you through the injury claim process.